Smart Wealth
Tech - Minus the Bloat
The simple SaaS product for Wealth Management
Early 2026
Most relevant features
Client online platform with digital onboarding
Advisory online platform with customizable views
Back-end with multi-custodian data consolidation
Automated rebalancing, trading, compliance
AI-guided portfolio mgmt assistant
Easy integration via APIs
The Product
Fully automated Product efficiency via SaaS (Software as a service)
PMS (modern Portfolio Management System)
OMS (automated Order Mgmt System)
Multi Custodian Banks Interfaces (Swiss & International)
Bankable and Non Bankable Asset Mgmt
Designed for simplicity, and security, with low barrier to entry
Tailored to small/mid-sized firms
Ready to subscribe with no project cost
Flexible cost model
Advisor cockpit
- Easy onboarding for new wealth managers
- Customize or upload strategies (model portfolios)
- Input or upload underlying securities (ISIN)
- Optionally configure level of client autonomy and client risk profiling
- Clickable overview with deep dives, customizable
Client cockpit
- Quick view on current financial situation & performance
- Overview of financial plan / goal achievement
- Access to documents & contracts
- Drill down into positions and transactions
- Demand and/or trigger strategy changes (configurable by wealth manager)
- White-label (advisor branding)
Who do we serve?
“Wealthcom empowers dynamic actors in the wealth management and embedded finance sector”
01/
Independent financial advisors (IFA)
02/
Small to mid-sized external asset management boutiques (EAM)
03/
Single or multi family office
04/
Service platforms for independent asset mgrs
05/
Trusts and foundations
06/
Private banks, asset managers, insurers
What distinguishes Wealthcom from others
Focus on core functionality and simplicity
no need to pay for the rest
Beautiful client app, accessing same data as advisor, in real time
AI-native
allow small wealth managers to act like big ones
Flexible architecture to expand and integrate with others
Vision
Wealthcom as the #1 Wealth Mgmt System in CH, Europe & Middle East
Agentic AI: enabling small wealth managers to act and grow like big ones
Roadmap: OpenWealth interfaces to hundreds of banks, crypto, insurance, further agentic AI
Agentic AI
- AI-supported rebalancing triggers
- Proposal generation for SAA realignment
- Apply tactical changes to many portfolios (e.g. "eliminate APPLE overweight")
- Personal assistant (chat) responding to simple client questions and preparing answers for more complex ones
- Proactive client outreach with trigger automation and individualized content proposals (later stage)
- Proposal generation based on market news and movements and client history (later stage)
Multi-custodian consolidation
- Integrated view of client's entire bankable assets
- Fully automated consolidation of accounts, positions, and transactions
- Wherever possible, integrated trading
- More and more custodian banks integrated
The founders
Elmo Ninier
Co-founder & VRP
- XTONIQ & QCENTRIS
- FinTech
- Deloitte
- Credit Suisse & UBS
- Raiffeisen
- Det Norske Bank
"Wealth Management operations, FinTech & IT"
Dr. Ralf Plänkers
Co-founder & CEO
- UBS Wealth Mgmt & Advisory
- UBS & Vaudoise Vorsorge
- FinTech Scale-up
- McKinsey & Company
- PhD Computer Science/AI @ EPFL
"Leadership, product management & AI"
Why now?
01/
Post-COVID cloud adoption accelerated
02/
Rising compliance/ regulatory demands
03/
Disruption opportunity with Agentic/Gen AI
04/
Tech-savvy next generation clients expect digital financial experiences
Get in touch
Your clients deserve better. So do you.